NewsroomMay 18 2026

Crash Champions Rolls Out Nationwide Fix Now Pay Later Solutions with Sunbit

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Crash Champions, one of the nation's fastest-growing founder-led collision repair providers, today announced the nationwide activation of its flexible financing solution, powered by Sunbit – the leading financial technology company building solutions for real life. The seamless pay-over-time service officially launched on May 8.

With the 'Fix Now Pay Later' services, eligible Crash Champions customers now have access to in-store or online financing — including three-month 0% APR options available for approved customers. The new service offering reflects Crash Champions' continued focus on creating a People First experience for customers navigating unexpected automotive repairs.

"We help people in a time of need, and our team is obsessed with creating a repair experience that is built upon that vision," said Crash Champions Chief Strategic Officer Ryan Downs. "Offering flexible payment options empowers our customers to access high-quality repairs in ways they wouldn't otherwise be able to. This is especially true as vehicles become more complex and repair costs continue to rise. We always strive to meet people where they are at by providing a friendly, professional experience, and we're thrilled to open this new door by offering our customers a flexible payment option."

The Sunbit-powered solution, integrated directly into Crash Champions' repair management system, CCC, allows customers to pay for repairs over time through flexible payment plans, making needed repairs more accessible and keeping cars safer. The technology streamlines the experience by assessing eligibility and presenting available payment plan options directly to customers before, during or after their visit.  

Key features of the program include:

  • Fast and simple application process with no fees;
  • No hard credit check;
  • Flexible monthly payment options;
  • Every approved customer receives a 0% interest offer;
  • Over a 90% approval rate; and
  • Shop and customer dedicated support.

"Partnering with brands like Crash Champions helps more customers secure high-quality, certified repairs by bridging an important financing gap and delivering a better customer experience," said Oded Vakrat, Sunbit Vice President of Platform Partnerships. "The power of our best-in-class financial technology coupled with Crash Champions' proven operational excellence delivers a significant value proposition for automotive repair customers across the U.S."

Mark Fincher, Vice President of Product Management for CCC, said, "Sunbit is the modern, preferred way to pay over time for repairs and a welcome amenity for collision shops. I have no doubt that Crash Champions' decision to bring Sunbit's leading financing technology to their customers via the Consumer Financing integration inside CCC ONE will pay off exponentially with higher repair orders, better customer satisfaction and return business."

For more information about Crash Champions, visit www.crashchampions.com.

About Crash Champions

As one of the fastest growing and most exciting brands in the industry, Crash Champions is the largest founder-led multi-shop operator (MSO) of high-quality collision repair service in the U.S. The company, which also operates the growing Crash Champions LUXE | EV Certified brand of highline and luxury EV repair centers, services customers at more than 650 state-of-the-art locations in 38 states across the U.S. Crash Champions was founded in 1999 as a single Chicago repair center by industry veteran and 2023 EY Entrepreneur of the Year Midwest award winner Matt Ebert. For more information, and to locate a local repair center, visit www.crashchampions.com For career opportunities, visit careers.crashchampions.com

 
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